Terms of Service

These terms form a binding agreement between you and Bithive Financial. By opening an account, using our cards, or accessing any Bithive service, you agree to be bound by them.

1. Eligibility

You must be at least 18 years old and pass identity verification. Bithive may decline or close any account at its discretion, subject to applicable law.

2. Accounts & transactions

You are responsible for the accuracy of instructions submitted through the platform. Bithive may hold, delay, reverse, or refuse any transaction that appears fraudulent, unauthorized, or non-compliant with applicable regulations.

3. Fees & limits

Applicable fees and limits are published in your account dashboard and may be updated with reasonable notice.

4. Investments

Investment products are not deposits, are not FDIC-insured, and may lose value. Past performance does not guarantee future results.

5. Limitation of liability

To the maximum extent permitted by law, Bithive is not liable for indirect, incidental, or consequential damages arising from use of the services.

6. Governing law

These terms are governed by the laws of the jurisdiction where your account is domiciled.